1. Acceptance of Terms

By using HqHealthPlan.com ("we," "us," "our," or "the website"), you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use our website.

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2. Website Access and Use

You must be at least 13 years of age to use our website.

You agree to use our website for lawful purposes only and in a manner consistent with all applicable laws and regulations.

You are responsible for maintaining the confidentiality of your account credentials, including your username and password, and for all activities that occur under your account.

You agree not to engage in any unauthorized or illegal activity on our website, including but not limited to hacking, impersonating others, distributing malware, or engaging in any activity that may harm our website or its users.

We reserve the right to restrict or terminate your access to our website at any time, for any reason, without notice.

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3. User Content

By submitting or posting content on our website, you grant us a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, distribute, and display your content for the purpose of operating and promoting our website.

You are solely responsible for the content you submit or post on our website, and you represent and warrant that your content does not violate any third-party rights or applicable laws.

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4. Intellectual Property

All content, logos, trademarks, and other intellectual property on our website are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not use, reproduce, distribute, or modify any content from our website without our prior written consent.

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5. Privacy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website, you consent to our collection and use of your personal information as described in our Privacy Policy.

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6. Links to Third-Party Sites

Our website may contain links to third-party websites or services that are not controlled by us. We are not responsible for the content or privacy practices of these third-party sites. We encourage you to review the terms and privacy policies of these websites before using them.

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7. Disclaimer of Warranties

Our website is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that our website will be error-free, uninterrupted, secure, or free from viruses or other harmful components.

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8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our website, (ii) any unauthorized access to or use of our servers and/or any personal information stored therein, (iii) any interruption or cessation of transmission to or from our website, (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party, (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our website.

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9. Changes to Terms of Use

We may update these Terms of Use from time to time. Any changes will be posted on this page, and the revised Terms of Use will be effective immediately upon posting. We encourage you to review these Terms of Use periodically.

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10. Contact Us

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us at: support@hqhealthplan.com

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By using HqHealthPlan.com, you acknowledge that you have read, understood, and agreed to these Terms of Use. Your continued use of our website constitutes your acceptance of any updates or revisions to these Terms of Use.

Terms of Use